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I
think people can save a significant amount of money on their health
care even if they don't have health insurance. Imaging studies (CT
scans, ultrasounds, MRIs) can be one of the largest health care
expenses. This week I will tell you how to save money on them.
Independent
imaging centers such as Indianapolis based CDI (Center for Diagnostic
Imaging) charge on average 30% less than hospital-based radiology
departments. Free price quotes can be obtained by calling
1-800-537-0005. They provide the same high-quality studies and (in my
experience) often provide better and faster service.
The
heart scan screens for coronary artery disease. The price of this can
vary from $49 locally to $29 at Reid Hospital in Richmond. Your
doctor can help you determine if this test would be beneficial to you
versus a much more costly cardiac stress test.
A
common expense can be a followup of an abnormal chest x-ray. A repeat
exam in 3 months is much cheaper that an immediate CT scan and is
often a reasonable alternative depending on the abnormality.
Mobile
screening units offer a limited amount of low priced imaging studies
(carotid artery ultrasounds and aortic aneurysm screens). I would
caution you to discuss with your doctor which tests are appropriate
for you rather than just doing all of the tests offered.
Screening
mammograms are offered by many hospitals at a reduced rate around
Mother's Day and during breast cancer awareness month in October.
Certain patients can also qualify for free ones through a grant from
ICAP at 765-529-4403.
Let
your doctor know if an imaging study would be a significant financial
burden to you so alternatives can be discussed. If you're willing and
able to drive a little, you can save a lot.
I
think that being cared for in the hospital by a nurse practitioner
instead of a doctor is unacceptable. The breath of depth of training
between physicians and nurse practitioners are immense.
A
board-certified Family Physician will have up to 1700 more lecture
hours, 1500 more study hours and 10,000 more residency hours than a
nurse practitioner. Advance clinical care constitutes only 33% of the
curriculum for nurse practitioners.
Family
physicians complete training for complex differential diagnoses and
medical treatments. A nurse practitioner is trained to recognize and
treat common conditions.
You
know what you are getting with a board-certified Family Practice
doctor since they must complete an accredited training program and
pass a standardized exam to become board-certified. The requirements
are the same in all 50s states.
A
nurse practitioner must complete a training program that varies from
state to state without any nationwide standardization. Only 38 states
require them to hold a masters degree and those states grandfathered
in those who called themselves nurse practitioners prior to 2008
whether or not a Masters degree was ever completed.
Physicians
are taught by other physicians to learn what is needed to provide
quality care to a hospitalized patient. Nurse practitioners or taught
by nurses to attempt to learn what is needed to provide quality care
to hospitalized patients.
That
is like having a flight attendant train another flight attendant to
act as a pilot. I am sure they are intelligent, hard-working and kind
but I don't want them to fly my plane and I don't want a nurse
practitioner taking care of me in the hospital.
I
think when people are at their sickness (in the hospital) they want
to be cared for by the doctor who knows them best. This is becoming
an option available for fewer and fewer people nowadays both locally
and nationally.
The
concept of the hospitalist specialty is to have a doctor who only
takes care of patients in the hospital. No care is provided in an
office setting and no long-term doctor/patient relationship exists.
The
theoretic advantages include having a doctor always available on site
to immediately address test results and changes in the patient's
condition. This arrangement should be able to save money by allowing
patients to be discharged to home sooner.
The
disadvantages include having a doctor who doesn't know the full,
often complex, history of the patient including prior evaluations and
treatment. Upon the patient's release, the family doctor often does
not know what transpired during the hospitalization and what followup
is needed.
Not
surprisingly, the theoretic advantages have not materialized. Recent
studies show that any cost savings from an earlier release from the
hospital in patient's cared for by hospitalists are more than offset
by the expense of additional ER visits and readmissions to the
hospital in the month following discharge.
It
seems to me that under the guise of "focusing on outpatient care
", family practice doctors who choose not to care for their
hospitalized patients are abdicating their professional
responsibility. I would not choose a doctor that was only committed
to my healthcare while they are in the office 6 hours a day, 4 days a
week. But maybe that's just me.